Virginia Retirement Planning
Durban Financial
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Durban Financial is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
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Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
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Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Gordon Silver
Founder
With more than 30 years of financial services experience, Gordon Elliott Silver leads Durban Financial with a focus on retirement planning and annuity-based strategies. He helps individuals protect their financial future through personalized plans tailored to their needs. His background in life and health insurance, along with his professional licenses, enables him to deliver comprehensive services that support retirement income and asset protection.
Throughout his career, Gordon has built and led successful businesses. As founder of CoreResource Inc., he created IT solutions that improved operational efficiency and supported growth. As President of Bond International Software, he expanded operations into the USA and helped the company reach $3 million in annual sales.
Gordon’s global experience in IT management and consulting across the U.S., England, and South Africa gives him a practical, well-rounded approach to problem-solving and client service. His technical and business expertise, supported by a B.S. in Computer Sciences from the University of South Africa (UNISA), helps him develop innovative retirement solutions.
At Durban Financial, Gordon provides clear, practical retirement planning strategies that help clients work toward a secure and comfortable retirement.
Elizabeth T. Silver
Retirement Planning Specialist
Elizabeth T. Silver began her professional career as a flight attendant on March 3, 1980, dedicating more than four decades to serving others with professionalism, care, and attention to detail. After retiring from the airline industry in June 2025, she pursued further education and became a licensed Life, Annuities, and Health Insurance agent.
Today, Elizabeth works alongside her husband, Gordon Silver, supporting the day-to-day back-office functions of his practice. Her responsibilities include administrative coordination, client support, organization, and helping ensure that operations run smoothly and efficiently.
She is also a member of Durban Financial LLC, where she holds the title of Retirement Planning Specialist. Drawing on her extensive experience, strong organizational skills, and commitment to helping others, she contributes to the firm’s mission of supporting individuals and families as they prepare for a secure financial future.
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Retirement Resources
Complimentary Educational Resources
Our Upcoming Events
Events in September–November 2026
- There are no events scheduled during these dates.
Our Downloads
Ultimate 401(k) Guide
The 401(k) is one of the most important retirement planning tools we have. You pay into it for decades and will likely rely on it, among other income sources, for many more decades in retirement. The potential tax benefits and power of compound returns can make it a great savings and investment tool for retirement. But to make the most of these accounts requires an informed strategy. There are several important things to know about your 401(k), such as how much you can contribute, options for your 401(k) when you leave your job, and how much you are paying in 401(k) fees.
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
